Step 1: Sauté the aromatics - Heat the olive oil in a large pot over medium high heat. Add the chopped onion and cook for about three to five minutes, stirring occasionally, until the onion softens and turns translucent. Stir in the minced garlic and cook for about thirty seconds, just until it smells fragrant.
Step 2: Build the base - Pour in the chicken broth and add the chopped jalapeños, diced green chilies, cumin, cayenne, oregano, paprika, lime juice, salt, and pepper. Stir everything together and bring it to a gentle simmer.
Step 3: Add beans and corn - Add the drained and rinsed white kidney beans along with the corn. Stir well and let the chili simmer uncovered for about fifteen to twenty minutes.
Step 4: Make it creamy - Remove the pot from the heat. Stir in the sour cream or Greek yogurt, the softened cream cheese, and the shredded chicken. Keep stirring until the cream cheese melts and the chili turns smooth and creamy.
Step 5: Serve - Ladle the chili into bowls and let everyone add their favorite toppings.